Intuit Credit Karma — Reviews & Insights

Name: Intuit Credit Karma
Rating: 4.84 (7598906 reviews)

Credit Karma, Inc.

★ 4.84 (7.6M) Finance iOS Free

Or ask: Compare Intuit Credit Karma to its top alternatives What do Intuit Credit Karma users complain about most? Is Intuit Credit Karma still actively maintained? Best-rated Intuit Credit Karma alternative right now?

⚠ Sentiment Storm (moderate)

Rating

4.84

7.6M ratings

Reviews/Month

259

Trend: declining

Last Updated

Jan 26, 2026

v26.5

Days Since Update

103

Aging

Analysis Summary

Credit Karma is praised for its free service and credit tracking features, but users frequently report issues with credit score accuracy, excessive ads, and account linking problems. The app's monetization model, which relies on ads, has led to negative user sentiment. Competitive pressures from apps like Mint further challenge its market position.

Rating Distribution

5★

45.4%

4★

4.0%

3★

6.8%

2★

7.6%

1★

36.2%

Pain Points

credit score accuracy · 15.7% of reviews
Issues with the accuracy of the credit scores provided by the app.
account issues · 11.3% of reviews
Problems with account verification and login.
notification glitches · 4.7% of reviews
Issues with the frequency and accuracy of notifications.
ads · 4.3% of reviews
Problems related to advertisements within the app.
login issues · 7.7% of reviews
Problems with logging into the app.
financial insights · 11.0% of reviews
Concerns about the usefulness of financial insights provided.
more accurate credit score updates · 17.3% of reviews
Request for more accurate and timely updates on credit scores.
freezing and blank screens · 2.7% of reviews
Issues with the app freezing or displaying blank screens.
account linking issues · 7.3% of reviews
Problems with linking external financial accounts.
Budget planning tools · 0.7% of reviews
Concerns about the usefulness of budget planning tools.
dark mode
Request for a dark mode feature.
manual identity verification · 0.3% of reviews
Issues with manual identity verification.
better budget planning tools · 0.3% of reviews
Request for improved budget planning tools.
credit tracking · 8.7% of reviews
Issues with credit tracking.

Praised Features

free service · 13.7% of reviews
Applause for the free service offered.
credit tracking · 23.3% of reviews
The ability to track credit scores and financial health.
financial insights · 7.7% of reviews
Providing valuable financial advice and insights.
dark mode
Praise for the dark mode feature.
Budget planning tools · 1.7% of reviews
Praise for the budget planning tools.

Feature Requests

more accurate credit score updates · 14.0% of reviews
Request for more accurate and timely updates on credit scores.
better budget planning tools · 0.7% of reviews
Requests for improved budgeting and financial planning tools.
dark mode
Request for a dark mode feature.

Bug Reports

freezing and blank screens · 2.3% of reviews
Issues with the app freezing or displaying blank screens.
notification glitches · 4.7% of reviews
Issues with the frequency and accuracy of notifications.
account linking issues · 7.0% of reviews
Problems with linking external financial accounts.
login issues · 7.7% of reviews
Problems with logging into the app.

Competitive Position

Credit Karma maintains a strong market position due to its comprehensive free financial services and user-friendly interface, though it faces competition from other financial management apps.